How do you financially weather a personal crisis?

Desert Island IMAGINE yourself on a deserted island. Alone…Afraid. How to get out…to survive; it dominates your thoughts!  Your only hope might be an airplane sitting on an old, abandoned airstrip, which is filled with fuel and seems to be fully operational. One problem exists, however. You are not a pilot! So you have the machinery to accomplish your objectives, but you lack the training, experience and temperament required to fly the airplane out. So what are your choices?
  1. You can pull out the flight manuals and spend your days studying how to fly the thing.
  2. You can resign yourself to your marooned status and convert the plane into a nice condo.
  3. Or you can get on the radio and CALL FOR HELP!
Like the marooned island dweller, a major life change such as a death, a financial settlement, retirement, an unexpected job loss, becoming a caregiver or receiving an inheritance, can leave you feeling financially marooned, alone and justifiably nervous. Here you are with assets (or expenses) you weren’t prepared for, an insurance company or properly settlement or maybe your life’s nest egg, but just like the marooned island dweller who had the airplane, you are too distracted, untrained and numbed by the maze of financial and legal matters that seem to descend on you all at once. You face the same choices as our desert island castaway:
  1. Do it yourself.
  2. Give up.
  3. Call for Help!
Everyone needs time to adjust to major changes so that emotional distortion and financial judgment can stabilize. Yet this confusing, vulnerable time is exactly when financial events demand attention. So maybe…get on the “Radio” and Call for Help! We’re on the other end of that radio call…and happy to help! If it were all just about the money, managing our finances would be much easier. But it’s not. Humans have different types of emotional relationships between money and themselves.  An advisor needs to understand what you are going though and help you sort out the emotional part from the money part. My work has taught me that good working relationships are always mutual, respectful, aligned and satisfying. And that listening wins out over talking. My graduate education in clinical psychology helps me to listen with my ears and with my heart. And while the investment advice on the internet, from TV celebrity ‘advisors,’ and well-intentioned friends, neighbors, or relatives may seem convenient and even logical, it is non-professional and their situations and experiences are probably very different from yours. So move slowly! My advice for you is this; if you feel marooned, nervous and inexperienced, maybe the best way to move ahead is to…get on the radio and call for help. Help can be found at:

480-556-7033